Commercial · Calculator
Break-even Occupancy
Break-even occupancy percentage where income covers operating expenses and debt service.
Inputs
Occupancy % where EGI covers operating expenses and debt service (break-even).
100% occupied scheduled rent
Assumed largely occupancy-independent
0 = all fixed; higher if utilities/mgmt scale with occupancy
Results
Break-even occupancy
76.0%
Cushion vs 95% occupancy
19.0 pp
Fixed OpEx used
$380,000
Variable OpEx used
$0
Potential gross income
$1,000,000
Annual debt service
$420,000
Educational disclaimer: For educational purposes only. Not financial, legal, tax, or investment advice. Results depend on your inputs and local conditions. Verify assumptions with qualified professionals before making decisions.