Residential · Calculator
Mortgage Payment
Estimate your full monthly housing payment: principal & interest, property tax, homeowners insurance, PMI, and HOA.
Inputs
Standard fixed-rate amortizing loan with housing costs.
Purchase price or target price
Below 20% typically requires PMI
Used only if down payment < 20%
Results
Total monthly payment
$3,435
Principal & interest
$2,781
Loan amount
$440,000
Down payment
$110,000
Property tax / mo
$504
Insurance / mo
$150
PMI / mo
$0
Total interest (full term)
$561,196
Educational disclaimer: For educational purposes only. Not financial, legal, tax, or investment advice. Results depend on your inputs and local conditions. Verify assumptions with qualified professionals before making decisions.