Commercial · Calculator

Commercial Investment Analyzer

Comprehensive commercial underwriting: income, leverage, DSCR, LTV, cap, CoC, break-even occupancy, exit cap, and hold-period IRR.

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Deal inputs

Commercial underwriting dashboard: income, leverage, DSCR, cap, CoC, break-even occupancy, and hold-period IRR sketch.

Purchase price ($)

Closing costs (% of price)

Building SF

Gross operating income ($ / yr)

Vacancy (%)

Operating expenses ($ / yr)

Down payment / equity (%)

Loan rate (%)

Amortization (years)

Hold period (years)

Exit cap rate (%)

Selling costs (%)

Results

NOI

$571,400

Cap rate

6.21%

Cash-on-cash

2.79%

DSCR

1.20×

Monthly BTCF

$7,798

Annual BTCF

$93,576

LTV

65.0%

OER

37.31%

Price / SF

$127.78

Break-even occupancy

83.5%

Capital stack

Loan amount

$5,980,000

Cash invested

$3,358,000

Annual debt service

$477,824

EGI

$911,400

Hold sketch (5 yrs · exit @6.75% cap)

Exit value

$8,465,185

Loan balance at exit

$5,404,504

Exit equity

$2,722,074

Cumulative BTCF

$467,879

Equity multiple

0.95×

Est. IRR

-1.08%

Educational disclaimer: For educational purposes only. Not financial, legal, tax, or investment advice. Results depend on your inputs and local conditions. Verify assumptions with qualified professionals before making decisions.